Nika Pranata, & Nurzanah. (2025). WHAT DRIVES MICROFINANCE CREDIT DISBURSEMENT? AN EMPIRICAL EVIDENCE FROM INDONESIA’S RURAL BANKS (BPRs). Jurnal Ekonomi Dan Pembangunan, 25(2), 21–32. https://doi.org/10.14203/JEP.25.2.2017.21-32