INDEKS MALMQUIST UNTUK PENGUKURAN EFISIENSI DAN PRODUKTIVITAS BANK SYARIAH DI INDONESIA
DOI:
https://doi.org/10.14203/JEP.26.1.2018.47-58Keywords:
Efficiency, Productivity, DEA, Malmquist Index, Islamic banksAbstract
The development of sharia banking industry today is one of the main indicators of economic development of Islamic finance in Indonesia. In the banking area, including sharia banking, the issue of efficiency and productivity measurement are two important things. This study attempts to analyze the CCR model as a basic model in DEA to see the efficiency level of sharia commercial banks in Indonesia for the period 2012-2016. Further Malmquist index is used to see the productivity level of syariah bank, both in terms of changes in efficiency and technological change which is then displayed in the form of quadrant 4 groups. The results obtained from the Malmquist index score (TFP Change) indicate that 8 sharia banks out of 11 BUS have increased productivity, or about 73% of all sharia banks. For analysis of bank group with efficiency change criterion (EFFCH) and technological change (TECH), there is 1 syariah bank which is in quadrant 1 (high technical and efficiency change), there are 4 syariah bank which is in quadrant 2 (high technical change but low efficiency change), and 6 sharia banks that enter into quadrant 3 (technical change is low but high efficiency change). Meanwhile, none of the sharia banks are in the quadrant category 4.
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